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Ethical Money

It is easier than ever to switch to ethical banking, pensions, savings accounts, investments and insurance. Our detailed product guides and ratings help you to choose the best and avoid the worst. Plus features covering the ethical issues and positive alternatives in the financial sector.

Shopping guides

Image representing the Ethical Bank Accounts shopping guide

Ethical Bank Accounts

Finding an ethical bank account. Rating the ethical and environmental record of 31 UK current accounts, with recommended buys and who to avoid. 

We also look at app-based banking, which banks own which brands, fossil fuel investments, tax avoidance, unequal pay, and how to switch accounts. 

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Ethical Business Banking

Finding an ethical business bank account. Ethical and environmental ratings for 30 small business accounts, with Best Buys and which to avoid. We also look at charity banking, 'challenger' banks, and accounts for community groups. 

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Ethical Car Insurance

In this guide we investigate, rate and rank the environmental and social record of 22 car insurance providers, with recommended buys and who to avoid. 
We look at car insurance companies’ investment and climate policies, their more shady tax arrangements and weapons connections, and find glimmers of positive change at Aviva. We also cover discrimination based on race, and insurance for electric vehicles.

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Ethical Cash ISAs

Finding an ethical cash ISA. Guide with ethical and environmental ratings for 46 cash ISAs, Best Buy recommendations and what to avoid.

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Ethical Home Insurance

Is your home insurance company funding climate change?  
We rate and rank 23 home insurance providers based on their ethical and environmental records,  spotlight green and eco insurance companies, with Best Buy recommendations and who to avoid.

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Ethical Investment Funds

Rankings for 20 green and ethical investment funds, with Best Buy recommendations. 
How to choose an ethical investment fund, returns on ethical investments, greenwashing, transparency, and how to invest. 

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Ethical Mortgages

Finding the most ethical mortgage, with ethical and environmental ratings for 40 mortgage providers, and recommended Best Buys and what to avoid. 

We look at bank and building society mortgages, green mortgages, credit unions, Islamic mortgages, brokers, and alternative housing options. 

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Ethical Pensions

Finding an ethical pension: a guide with ethical and environmental ratings for 23 major pension providers, with recommended buys.

We rate the major pension providers which offer some kind of ethical option for clients. We look at different types of pension, what makes a pension ethical, transparency, investments and carbon reporting, Sharia funds and ethical pension campaigns. We also shine a spotlight on Vanguard and Nest.

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Image representing the Ethical Pet Insurance shopping guide

Ethical Pet Insurance

In this guide we investigate rate and rank the environmental and social record of 13 pet insurance underwriters.

We also look at tax avoidance, specialist brokers and give our Best Buy recommendations.

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Ethical Savings Accounts

Finding the most ethical savings account, with ethical and environmental ratings for 50 savings brands and Best Buy recommendations.

We explore non-bank options including building societies and credit unions, look at high street banks and their lending practices, along with executive pay and tax avoidance. 

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Image representing the Ethical Stocks and Shares ISAs shopping guide

Ethical Stocks and Shares ISAs

Ratings for some of the most popular investment platforms for Stocks & Shares ISAs, with who to avoid and recommended buys. We look at fossil fuel investments, transparency, market performance, the ISAs on offer, fees, and risks. 

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Ethical Travel Insurance

In this guide we investigate, rate and score the ethical and environmental record of 15 travel insurance underwriters.

We also ask if your travel insurance company is funding climate change, spotlight the green and eco insurance companies and give our Best Buy recommendations.

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Image representing the Fossil Fuel Free Investment Funds shopping guide

Fossil Fuel Free Investment Funds

In this guide we investigate, score and rank the environmental and ethical record of 15 fossil fuel-free investment funds.

We also discuss the meaning of 'fossil-free' and the importance of having positive investing criteria as well as negative screening exclusions.

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Image representing the Innovative Finance ISAs shopping guide

Innovative Finance ISAs

In this guide we investigate, score and rank the ethical and environmental record of 6 providers.

We also look at crowdfunding, financial risks, the projects offered by the platforms and give our recommended buys.

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